Community

About

Tallyr is a minimal personal finance dashboard designed for couples, housemates, or families who share expenses. **Core Features:** - Dashboard with monthly income/expense summary - Add, edit, and delete transactions - Categorize expenses (15+ categories) - Assign transactions to household members - Notes on each entry - CSV import for bulk transaction loading - JSON backup and restore - PDF export of insights **Recurring Transactions:** - Track monthly and yearly recurring charges - Automatic projection of upcoming bills - Recurring entries appear in "Upcoming (Next 30 Days)" **Budget Management:** - Set budget limits per category - Visual progress bars showing spent vs allocated - Essential vs non-essential category tagging - Color-coded categories **Goals (Savings, Debt, Sinking Funds):** - Create savings goals with target amounts and deadlines - Track debt payoff with interest rate and minimum payment - Sinking funds with monthly contribution targets - Log contributions with notes - Progress visualization with percentage complete - Projected completion dates **Net Worth Tracker:** - Add assets (cash, checking, savings, investments, retirement, real estate, vehicles) - Add liabilities (credit cards, mortgage, auto loan, student loan, personal loan) - Monthly snapshots of total assets, liabilities, and net worth - Historical net worth chart - Asset allocation breakdown **Splits & Settlement:** - Track who paid for shared expenses ("Paid By" field) - Settlement calculator showing who owes whom - Minimal transaction settlement (reduces multiple debts to fewest payments) - Filter by date range **Entry Comments:** - Add comments/notes to individual transactions - Timestamp and author tracking - Thread-style conversation on entries **Insights & Analytics:** - Spending by category (pie chart) - Monthly spending trends (bar chart) - Month-over-month comparison with percentage change - Category-level trends (which categories increased/decreased) - Savings rate tracker (income - expenses / income) - Savings rate trend over 6 months - Anomaly detection (flags unusually large expenses) - Budget rollover (shows unused budget from previous month) **Month Review:** - End-of-month retrospective page - Total income, expenses, and savings for any month - Top spending categories - Biggest individual expenses - Savings rate with visual indicator - Navigate between months **Bill Reminders:** - Dashboard card showing bills due in the next 7 days - Based on recurring transactions **Mobile & Lifestyle:** - PWA support (installable on mobile/desktop) - Install prompt for adding to home screen - Quick entry keyboard shortcut (Cmd/Ctrl + N) **Cloud Sync (Optional):** - Supabase integration for cloud storage - Authentication (sign up, login, logout) - Data syncs across devices when logged in - Falls back to localStorage when no Supabase configured - Migrate local data to cloud option **Settings:** - Currency selection (USD, EUR, GBP, CAD, AUD, JPY, INR) - Light/Dark/System theme - Household member management - Version number display - "What's New" changelog Optional cloud sync with Supabase (or use localStorage by default) Authentication support for private cloud deployments